Terms of Use
Service Agreement / Terms of Use / Contract-Offer for Provision of Services

This contract-offer is made on February 1, 2024, in Kuala Lumpur and becomes effective on the day of its composition.

This document is the official proposal (public offer) by Education Technologies Limited, to any capable individual, to enter into a public contract for the provision of services for organizing and conducting a futures trading course (hereinafter referred to as the “Contract”) under the following terms:

Terms and Definitions
The Futures Trading Course (hereinafter referred to as the “Course”) is a program that includes a collection of Course's informational materials, based on the principles of voluntariness and compensation between the Participant and the Executor and individuals involved in the Course, aiming to educate individuals in futures trading. This Course is intended for people who take full responsibility for their mental and physical state during and after their participation in the Course, and are older than 18 (eighteen) years. Failure to meet this condition makes it impossible for an individual to participate in the Course.
The Course Participant (hereinafter referred to as the “Participant”) is any individual with full civil capacity under the laws of the Republic of Kazakhstan, older than 18 years, capable of independently bearing responsibility for their physical, emotional, mental health, regardless of gender, race, nationality, language, origin, property and official status, place of residence, religion, beliefs, membership in public associations, and other circumstances.
Course Information Materials are information in the form of video, audio, graphic images, and texts, systematically arranged for the Participant's use, and are the intellectual property of the Executor.
An Investment Portfolio is a collection of various types of investments owned by an individual or company, assembled in a way that the income from them meets the investor's specific goals.
A Futures is a contract according to which the seller is obliged to deliver the underlying asset to the buyer at an agreed price and at a specified time, and the buyer is obligated to purchase the contract subject on a specified day.
A Questionnaire is a survey form prepared by the Executor to collect information from the Participant, based on which the Executor may send the Participant banking details for Course payment.
Personal Account is a virtual self-service tool for the Participant, located on the teachable.com platform (hereinafter referred to as the “Platform”).
Instagram Account is the Executor's Instagram account (hereinafter referred to as “Instagram Account”).
Communication Platforms include Discord (a messenger allowing voice, video, and text chat exchange) and Zoom (a cloud platform for conducting online video conferences and webinars), WhatsApp (an instant messaging and voice communication service), and Telegram (an app for instant messaging).

Contract Subject
The Executor provides paid services for organizing and conducting training on the author's Course under the terms and conditions set forth in this Contract.
The terms of this Contract are universal, equally mandatory for all Participants, and cannot be changed for any of them. This Contract does not account for the individual terms and requirements of the Participant.
The public offer is an official document published on the Platform and also duplicated by the Executor to the Participant upon request or without the latter's request.
Course Duration: 4 (four) months.

Contract Conclusion
The text of this contract is a public offer.
The Contract becomes effective from the moment the Participant accepts its terms (offer acceptance) and is valid for an indefinite period.
The fact of full and unconditional acceptance (acceptance) of the terms of this Contract by the Participant is the Participant's making a prepayment for the Course (equally referred to as “Services”) under the terms and conditions defined in this Contract.
Payment for the Course must be made by the Participant according to the banking details provided by the Executor under the terms and conditions specified in clauses 3.5 and 3.6 of the Contract.
The Executor may send the Participant its banking details for Course payment based on the review of the questionnaire filled out by the Participant, provided by the Executor. In this case, the Executor has the right to refuse to provide banking details to the Participant, making it impossible to accept the Executor's offer.
Payment for the Course is as follows:
The Participant pays $1000 (one thousand US dollars) as a non-refundable prepayment for the Course on the day of receiving banking details from the Executor;
If banking details of the Executor are received in a way other than described in clause 3.5, acceptance of the Executor's offer is not possible.
By making a Prepayment for the Course, the Participant confirms that they fully and unconditionally agree with the provisions set out in this Contract, as well as with the rules of the Executor, stated in this Contract, in the Instagram account, on the Platform, on the Platforms, and communicated to them by the Executor before the start of the Course, and that the Participant is considered a person who has entered into contractual relations with the Executor. The Participant also confirms that in case of disagreement with the provisions of this Contract, as well as in case of non-compliance with the requirements of this Contract, they must refrain from actions to purchase the Course.
Rights and Obligations of the Parties
The Executor undertakes to:
Provide the Participant with access to the Course's informational materials according to the terms specified in this Contract.
Maintain the confidentiality of the Participant's information obtained during their registration, except as provided by applicable law and this Contract.
The Executor has the right to:
Change this Contract and the Course's price unilaterally no less than 7 (seven) days before they take effect.
Independently determine the methods of providing Services, including concerning teaching methods, ways of presentation, as well as the presentation of educational, informational materials.
Not admit to the Course a Participant who has not timely paid or provided payment confirmation for the Course.
Unilaterally terminate this Contract in case the Participant fails to attend online meetings with the Executor or fails to complete the assignments provided by the Course, without prior timely notification to the Executor and obtaining their consent. In this case, the funds previously paid for the course are not refunded to the Participant.
Not to send banking details to the Participant based on the review of the questionnaire filled out by the Participant, thereby making it impossible to accept the Executor's offer.
Send the Participant promotional and informational messages. If the Participant does not wish to receive such messages from the Executor, they should contact the Executor with a request to cancel the notification.
Involve third parties without obtaining the Participant's consent to fulfill obligations under this Contract.
Demand from the Participant the provision of information and documents confirming the fulfillment of the Participant's obligations under this Contract.
Conduct photo/video shooting during the Course and use the materials on posters and in the Executor's social networks.
Close the Participant's access to the Course's informational materials three (3) months after the Course's completion.
The Participant undertakes to:
Pay for the Course in full and in the order provided by this Contract.
Independently familiarize themselves with information about the Course, its terms, and conditions.
Attend all video lessons, meetings, and complete all assignments provided by the Course, understanding that in case of failure to fulfill these obligations, the Executor has the right to unilaterally terminate the Contract without refunding the previously paid funds to the Executor.
Before the start of the Course, have a deposit for futures trading of no less than $200 (two hundred US dollars).
Before concluding the Contract, familiarize themselves with the content of the Contract-Offer, the Executor's Rules, the Course's cost, offered to the Participant in the Instagram account and/or on the Platform and/or on the Platforms and/or during communication with the Executor.
Fully and independently bear responsibility for the decision to participate in the Course and for the risks associated with investing in futures, including decisions made based on the Course's informational materials.
Fully and independently bear responsibility for the decisions made in the process of creating and forming their investment portfolio.
Not use the Course's informational materials, audio and video materials, fully or partially, without the Executor's permission, record course broadcasts, or fix the Course's content fully or partially in any way and/or on any material carrier, as well as use the Course's content without the Executor's written consent.
Not demand any compensation from the Executor for material and moral damage, lost profits, or income related to the risks associated with investing in futures, including due to money loss when making decisions based on the Course's informational materials.
Not transfer to third parties and ensure the confidentiality of passwords for access to the personal account in the closed section of the Platform, used for organizing the Executor's Services under this Contract, as well as ensure the confidentiality of links to view the informational materials received from the Executor under this Contract.
Fully familiarize themselves with the text of this Contract-Offer in full, without exceptions and reductions, voluntarily, i.e., without any defects in will, in the absence of any delusions and incorrect perceptions of the stated conditions, pay for the Course in case of receiving banking details from the Executor and deciding to participate in the Course.
The Participant has the right to:
Participate in the Course after paying for it and under the terms of the Contract.
Receive necessary and reliable information about the Course and the services provided within it.
Send the Executor their opinions, suggestions, and recommendations about the Course, which are not obligatory for the Executor to follow.
Payment Procedure and Cost of Services
The cost of the Course is communicated by the Executor upon the Participant's request.
Participation in the Course is possible only after receiving the Executor's banking details, which may be sent to the Participant based on the review of the questionnaire filled out by the Participant and upon payment for the Course. Payment for the Course is made by the Participant according to the Executor's current price list, before accessing the Course.
The Executor reserves the right to change the Course's cost. Changes in cost do not apply to payments already made. Such a change in cost is announced on the Platform in the manner provided by clause 4.2.1 of the Contract.
The Course's informational materials, purchased by the Participant, have a limited validity period – 3 (three) months after the Course's completion, which the Participant undertakes to familiarize themselves with at the moment of purchasing the Course.
After 3 (three) months from the Course's completion, access to the Course's informational materials will be closed for the Participant.
Provision of Services
Services related to the Course are provided in the volume and under the terms specified in this Contract, in the Instagram account, on the Platform, on the Platform, and communicated by the Executor when communicating with the Participant.
The Participant gains access to the Course's informational materials according to the Contract's terms, following the rules for using the Course and the provisions of this Contract.
In case of cancellation, postponement, or changes in the terms of conducting the Course, relevant information is posted on the Instagram account, or on the Platform, or on the Platforms, or via a message in the messenger or other digital platforms, previously designated by the Executor.
Responsibility of the Parties
The Executor is not responsible for the risks associated with investing in futures, including the loss of money by the Participant when making decisions based on the Course's informational materials.
The Executor is not responsible for the Participant's inability to participate in the Course and does not refund previously received funds.
The Executor is not responsible for any deterioration in the Participant's financial condition resulting from the Participant's investment in futures.
The Participant agrees that they are not entitled to demand any compensation from the Executor for material and moral damage in connection with the risks associated with investing in futures, including due to money loss.
Any circumstances faced by the Participant that somehow prevent participation in the Course, not related to force majeure, fall within the Participant's responsibility and are not grounds for refunding the Participant for participation.
Under no circumstances does the Executor guarantee or assume responsibility for the Course meeting or being able to meet the goals, requirements, and expectations of the Participant or any other person.
The Executor is not responsible for the impact the Course's informational materials may have on the Participant's mental state, including understanding their content, the Participant's reaction to their content, actions, and decisions made by the Participant after familiarizing themselves with the informational materials of the Course, as well as any other changes in the Participant's behavior.
In cases where payment for participation in the Course was made by a third party (payer), the Executor is not responsible for any financial risks caused by the discovered non-compliance of the Participant with the requirements presented to the Participant by this offer, preventing participation in the Course. Such risks are borne independently by the payer, and this circumstance is not a reason for refunding the paid funds.
The Executor is not responsible and under no circumstances compensates for any losses incurred or unearned income of the Participant, arisen, arising, or may arise during his participation in the Course or after its completion in connection with participation in the Course.
The Executor is not responsible for not achieving the expected results by the Participant or the discrepancy between the obtained result and the expectations of the Participant, as it does not have the opportunity to fully control the decisions made by the Participant.
By accepting the offer, the Participant confirms:
The absence of any delusions regarding the concluded Contract, in particular, regarding the essential terms of the Contract, regarding the nature of the transaction, regarding the person with whom they are concluding the Contract, etc.;
The absence of any grounds to consider themselves deceived by the Executor when concluding the Contract;
Understanding that the funds paid for the Course, including the prepayment, are non-refundable.
Rights to the Results of Intellectual Activity
All informational materials of the Course, provided by the Executor to the Participant during the Course, are the result of intellectual activity, and the exclusive and copyright, including related rights, belong to the Executor.
The use of the results of intellectual activity without the written consent of the Executor constitutes a violation of the Executor's exclusive rights, entailing civil, administrative, and other liability in accordance with the laws of the Republic of Kazakhstan.
The Participant is not entitled to copy the Course's informational materials, audio and video materials, fully or partially, record course broadcasts, or fix the Course's content fully or partially in any way and/or on any material carrier, as well as use the Course's content without the Executor's written consent, which will be considered a violation of the Executor's exclusive right and entail civil, administrative, and criminal liability in accordance with the laws of the Republic of Kazakhstan.
The Executor is not responsible for the commercial suitability of the Platform and Platforms, does not guarantee the Platform and Platforms' compliance with certain special requirements of the Participant or the possibility of customizing sections of the Platform and Platforms according to the Participant's preferences. The Executor also does not guarantee that the software of the Platform and Platforms is completely free from defects and errors, and must operate smoothly and mandatorily.
The Executor does not guarantee the availability of the Platform and Platforms at any given time.
The use of the Platform and Platforms is carried out by the Executor exclusively at their own risk and responsibility. The Executor does not guarantee the proper functioning of the Platform and Platforms and is not responsible for the harm caused to the Participant as a result of using the Platform and Platforms.
The Participant is not entitled to use the Platform and Platforms for sending promotional messages and other actions not directly related to using the Platform and Platforms within the framework of the Course.
Dispute Resolution
Any disputes and disagreements arising during the execution of this Contract, the Parties will attempt to resolve amicably through negotiations.
In case it is impossible to resolve disagreements in an out-of-court procedure within 30 (thirty) calendar days from the date of disagreement, such disputes and disagreements are subject to consideration in court in accordance with the current law of the Republic of Kazakhstan, in the Esil District Court of Astana. At the same time, the Parties agree that the consideration of claims and appeals of the Parties to each other is carried out with the observance of the mandatory pre-trial claim procedure for dispute resolution with a provision of 5 working days to respond to any claims of the Parties to each other.
Other Conditions
The Participant confirms that they are aware of the risks associated with investing in futures and assumes responsibility in case such risks lead to adverse consequences, including the loss of money.
The Course purchased by the Participant is considered personalized and cannot be transferred to another person.
The Participant confirms their consent to the processing of their personal data by the Executor, i.e., the performance of actions on the collection, systematization, accumulation, storage, clarification (update, change), use, destruction of personal data. In particular, the following data: surname, name, patronymic, date of birth, phone number, email address.
By making a payment, the Participant confirms that they agree with all the points of this Contract-Offer.
Executor's details:
e-mail: info@tradingacademy.com.my